MORTGAGE & FINANCE SUPPORT
Helping you navigate your property financing options.
Understanding your financing options is an important part of making informed property decisions. We help you explore suitable pathways, understand the requirements and connect with a mortgage specialist who can guide you through the financing process. We remain your point of contact, providing coordination and follow-up along the way.
PLAN WITH PERSPECTIVE
Mortgage Calculator
Illustrative defaults — not a lender offer. Adjust the figures to explore your own scenario. Calculations stay on this page.
ESTIMATED MONTHLY REPAYMENT
Principal & interest per month
- Loan amount
- AED 1,600,000.00
- Total loan repayments
- AED 2,667,995.89
- Total interest
- AED 1,067,995.89
Repayment estimate excludes the down payment and purchase costs.
Estimates assume a constant interest rate and monthly repayments throughout the loan term. Fees, insurance and other purchase costs are excluded. Actual lender rates, eligibility and terms may differ. This calculator is for illustration only and does not constitute financial advice or mortgage approval.
Estimated upfront costsView payment breakdown AED 550,940.00
Dubai completed-property purchase estimate. Figures are planning assumptions, not a fee quote.
- Down payment
- AED 400,000.00
Purchase cost breakdown
- Land department fee4% of price + AED 520 allowance
- AED 80,520.00
- Registration trustee feeAED 4,000 + 5% VAT assumption
- AED 4,200.00
- Mortgage registration fee0.25% of loan + AED 270 allowance
- AED 4,270.00
- Real estate agency fee2% of price + 5% VAT assumption
- AED 42,000.00
- Bank arrangement fee1% of loan + 5% VAT assumption
- AED 16,800.00
- Mortgage valuation feeAED 3,000 + 5% VAT assumption
- AED 3,150.00
- Total purchase costs
- AED 150,940.00
- Total amount required upfrontDown payment + estimated purchase costs
- AED 550,940.00
Edit cost assumptions
Adjust the figures to match your transaction and agreed quotes. The default land-department budget assumes you fund the full 4% transfer charge; the actual buyer/seller allocation and extra charges must be confirmed. Fixed allowances may not cover every charge for your registration route. Agency and bank fees can vary or be waived.
The default trustee allowance changes with the price: AED 2,000 below AED 500,000; AED 4,000 from AED 500,000, before VAT. Editing it overrides this assumption.
These are Dubai planning estimates, not fees for every UAE emirate or transaction. Additional authority, developer, legal, insurance or provider costs may apply. Confirm charges and payment timing before proceeding. Mortgage-related fees are excluded when no loan is required. Upfront costs are separate from the repayment estimate.
BEYOND THE ESTIMATE
Lender assessment.
An individual decision.
A lender assesses an application against its own criteria, including the applicant’s circumstances and the proposed property. An independent mortgage specialist can explain the assessment and pre-approval process. Pre-approval may have conditions and is not a guarantee of a final loan offer.
Rates and terms must be confirmed directly with the lender or appropriate specialist. Do not send financial documents with an initial introduction enquiry.